/* ESPR Act 60 Tax Calculator v2 — design tokens match discovery.executiveservicespr.com (live, Nov 13 2026) */
@font-face{font-family:'Inter';font-style:normal;font-weight:300 700;font-display:swap;src:url(fonts/inter-latin.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:400 700;font-display:swap;src:url(fonts/source-serif-4-latin.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:italic;font-weight:400 600;font-display:swap;src:url(fonts/source-serif-4-italic-latin.woff2) format('woff2')}
:root{
  --navy:#1C3E7A; --navy-deep:#0E2841; --navy-ink:#16325C; --navy-mid:#1F4D78; --navy-soft:#2E74B5;
  --blue-light:#A6CAEC; --red:#CE1126; --red-deep:#A80E1F;
  --field:#F2F6FB; --field-border:#C9D6E6; --tint-blue:#EAF1F8;
  --paper:#F5F7FA; --white:#FFFFFF; --border:#D8DEE7; --border-soft:#E5E9F0;
  --ink:#0F1B2D; --ink-soft:#2A3548; --muted:#5A6677; --muted-soft:#8A95A5;
  --success:#1F7A4D; --warn:#7A4B00; --warn-bg:#FFF7E8; --warn-line:#EBCB92;
  --shadow-sm:0 1px 3px rgba(14,40,65,.06); --shadow-md:0 8px 24px rgba(14,40,65,.08); --shadow-lg:0 30px 80px rgba(14,40,65,.14);
  --serif:'Source Serif 4',Georgia,'Times New Roman',serif;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --ease:cubic-bezier(.2,.7,.2,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);background:var(--paper);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;min-height:100vh;display:flex;flex-direction:column}
::selection{background:var(--navy);color:#fff}
a{color:var(--navy)}
button,input,select{font:inherit;color:inherit}
.num,.money,td,.stat-value,.big{font-variant-numeric:tabular-nums lining-nums}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;color:var(--navy);padding:8px 14px;border-radius:6px;z-index:50;font-weight:600}
.skip:focus{left:12px}
:focus-visible{outline:2px solid var(--navy-soft);outline-offset:3px}

/* ===== TOPBAR — wordmark + subtitle locked on one center axis ===== */
.topbar{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-ink) 100%);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar-inner{max-width:1180px;margin:0 auto;padding:16px 32px 14px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:24px}
.tb-left{justify-self:start;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.7);font-weight:500}
.wordmark{justify-self:center;text-decoration:none;display:flex;flex-direction:column;align-items:center;gap:6px;color:#fff}
.wordmark-logo{height:52px;width:auto;display:block}
.wordmark-tag{font-size:12px;letter-spacing:.03em;text-align:center;color:rgba(255,255,255,.82);font-weight:300;white-space:nowrap}
.doc-id{justify-self:end;text-align:right;line-height:1.35;display:flex;flex-direction:column;gap:5px}
.doc-id strong{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:#fff}
.doc-id span{font-family:var(--serif);font-style:italic;font-size:13px;color:rgba(255,255,255,.7)}

/* ===== PAGE ===== */
.stage{flex:1;width:100%;max-width:1180px;margin:0 auto;padding:22px 32px 64px}
.util-row{display:flex;justify-content:space-between;align-items:center;gap:16px;margin-bottom:14px;flex-wrap:wrap}
.crumb{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--navy);font-weight:600;display:flex;align-items:center;gap:10px}
.crumb::before{content:'';width:22px;height:1px;background:var(--red)}
.util-actions{display:flex;gap:6px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:36px;padding:8px 14px;border-radius:7px;border:1px solid var(--field-border);background:#fff;color:var(--navy-deep);font-size:12.5px;font-weight:600;cursor:pointer;text-decoration:none;transition:all .18s var(--ease);white-space:nowrap}
.btn:hover{border-color:var(--navy);color:var(--navy);box-shadow:var(--shadow-sm)}
.btn-primary{background:var(--navy);border-color:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-deep);border-color:var(--navy-deep);color:#fff;transform:translateY(-1px);box-shadow:0 8px 20px rgba(14,40,65,.18)}
.btn-cta{background:var(--red);border-color:var(--red);color:#fff;min-height:46px;padding:12px 22px;font-size:14px}
.btn-cta:hover{background:var(--red-deep);border-color:var(--red-deep);color:#fff;transform:translateY(-1px);box-shadow:0 10px 24px rgba(206,17,38,.22)}
.btn-ghost-light{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.btn-ghost-light:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.08)}

.panel{background:#fff;border:1px solid var(--border);border-radius:4px;box-shadow:var(--shadow-md);overflow:hidden}
.panel::before{content:'';display:block;height:5px;background:linear-gradient(90deg,var(--navy) 0 61%,var(--blue-light) 61% 82%,var(--red) 82% 100%)}

/* ===== HERO ===== */
.hero{display:grid;grid-template-columns:1.25fr 1fr}
.hero-copy{padding:44px 48px 40px}
.eyebrow{display:flex;align-items:center;gap:12px;font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--navy);font-weight:600;margin-bottom:16px}
.eyebrow::before{content:'';width:22px;height:1px;background:var(--red);flex-shrink:0}
h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.015em;color:var(--navy-deep)}
.hero-title{font-size:44px;line-height:1.08;color:var(--navy);max-width:560px}
.hero-title em{font-style:italic;font-weight:500;color:var(--navy-soft)}
.hero-lede{margin-top:16px;font-size:15.5px;color:var(--ink-soft);max-width:560px}
.hero-meta{margin-top:22px;display:flex;gap:0;border-top:1px solid var(--border-soft);border-bottom:1px solid var(--border-soft)}
.hero-meta div{flex:1;padding:14px 10px;text-align:center;border-right:1px solid var(--border-soft)}
.hero-meta div:last-child{border-right:0}
.hero-meta b{display:block;font-family:var(--serif);font-size:24px;font-weight:600;color:var(--navy);line-height:1.1}
.hero-meta span{display:block;margin-top:4px;font-size:10.5px;line-height:1.35;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.hero-side{position:relative;background:radial-gradient(120% 90% at 20% 0%,#2a5394 0%,var(--navy) 45%,var(--navy-deep) 100%);color:#fff;padding:40px 36px;display:flex;flex-direction:column;justify-content:center}
.hs-kicker{font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue-light);font-weight:600}
.hs-title{font-family:var(--serif);font-size:30px;font-weight:600;line-height:1.15;margin:8px 0 6px;color:#fff}
.hs-rule{width:96px;height:3px;margin:10px 0 16px;background:linear-gradient(90deg,var(--navy-soft) 0 60%,var(--blue-light) 60% 80%,var(--red) 80% 100%)}
.hs-rates{list-style:none;border-top:1px solid rgba(255,255,255,.16)}
.hs-rates li{display:grid;grid-template-columns:auto 1fr;gap:4px 16px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);align-items:baseline}
.hs-rates .rate{font-family:var(--serif);font-size:30px;font-weight:600;line-height:1;color:#fff;min-width:64px}
.hs-rates .lbl{font-size:13.5px;color:#fff;font-weight:500}
.hs-rates .sub{grid-column:2;font-size:12px;color:rgba(255,255,255,.7);line-height:1.45}
.hs-foot{margin-top:14px;font-family:var(--serif);font-style:italic;font-size:12.5px;color:rgba(255,255,255,.66)}
.disclaimer-strip{border-top:1px solid var(--border-soft);background:var(--tint-blue);padding:14px 48px;font-size:12.5px;color:var(--ink-soft)}
.disclaimer-strip b{color:var(--navy-deep)}

/* ===== WORKSPACE ===== */
.workspace{display:grid;grid-template-columns:minmax(0,1fr) 410px;gap:24px;margin-top:24px;align-items:start}
.inputs{display:flex;flex-direction:column;gap:16px;min-width:0}
.card{background:#fff;border:1px solid var(--border);border-radius:6px;box-shadow:var(--shadow-sm)}
.step{padding:26px 28px 28px}
.step-head{display:flex;align-items:baseline;gap:14px;margin-bottom:6px}
.step-num{font-family:var(--serif);font-size:13px;color:var(--red);font-weight:600;letter-spacing:.06em}
.step-title{font-size:22px;line-height:1.2}
.step-desc{font-size:13.5px;color:var(--muted);margin:0 0 18px 0;max-width:680px}
fieldset{border:0;min-width:0}
fieldset[disabled]{opacity:.5}
fieldset[disabled] .opt{cursor:not-allowed}
.sub-title{font-family:var(--sans);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--navy);font-weight:600;margin:4px 0 10px}
.opt-grid{display:grid;gap:10px}
.opt-grid.three{grid-template-columns:repeat(3,1fr)}
.opt-grid.two{grid-template-columns:repeat(2,1fr)}
.opt{position:relative;display:block;border:1px solid var(--border);border-radius:6px;padding:14px 14px 14px 42px;cursor:pointer;background:#fff;transition:all .18s var(--ease)}
.opt:hover{border-color:var(--navy-soft)}
.opt input{position:absolute;left:15px;top:17px;width:16px;height:16px;accent-color:var(--navy)}
.opt-title{display:block;font-weight:600;font-size:14px;color:var(--navy-deep)}
.opt-body{display:block;font-size:12.5px;color:var(--muted);margin-top:3px;line-height:1.5}
.opt.is-on{border-color:var(--navy);background:var(--tint-blue);box-shadow:inset 0 0 0 1px var(--navy)}
.opt-tag{display:inline-block;margin-left:6px;font-size:10px;letter-spacing:.08em;text-transform:uppercase;padding:2px 6px;border-radius:3px;background:var(--navy);color:#fff;vertical-align:1px}
.opt-tag.red{background:var(--red)}
.fine{font-size:12px;color:var(--muted);margin-top:10px;line-height:1.55}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}
.field label,.field .lbl{display:block;font-size:13px;font-weight:600;color:var(--ink);margin-bottom:6px}
.money-wrap{position:relative}
.money-wrap .pre,.money-wrap .post{position:absolute;top:50%;transform:translateY(-50%);color:var(--muted);font-size:14px;pointer-events:none}
.money-wrap .pre{left:12px}.money-wrap .post{right:12px}
.money-wrap input{width:100%;height:44px;border:1px solid var(--field-border);border-radius:6px;background:var(--field);padding:0 12px 0 26px;font-size:15px;font-weight:500;color:var(--ink);font-variant-numeric:tabular-nums;transition:border .15s,background .15s,box-shadow .15s}
.money-wrap.pct input{padding:0 30px 0 12px}
.money-wrap input:focus{outline:none;border-color:var(--navy);background:#fff;box-shadow:0 0 0 3px rgba(46,116,181,.18)}
.field.has-error input{border-color:var(--red);background:#FFF5F6}
.hint{font-size:12px;color:var(--muted);margin-top:6px;line-height:1.5}
.err{font-size:12px;color:var(--red);margin-top:6px;font-weight:500}
select{width:100%;height:44px;border:1px solid var(--field-border);border-radius:6px;background:var(--field);padding:0 12px;font-size:14.5px;color:var(--ink)}
select:focus{outline:none;border-color:var(--navy);background:#fff;box-shadow:0 0 0 3px rgba(46,116,181,.18)}
.range-row{display:grid;grid-template-columns:1fr 120px;gap:14px;align-items:center}
input[type=range]{width:100%;accent-color:var(--navy);height:28px}
.check{display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;padding:12px 14px;border:1px solid var(--border-soft);border-radius:6px;background:#fff;cursor:pointer}
.check+.check{margin-top:8px}
.check input{width:16px;height:16px;margin-top:2px;accent-color:var(--navy)}
.check .t{font-size:13.5px;font-weight:600;color:var(--ink)}
.check .d{display:block;font-size:12px;color:var(--muted);font-weight:400;margin-top:2px;line-height:1.5}
.divider{height:1px;background:var(--border-soft);margin:22px 0}
.warnings{border:1px solid var(--warn-line);background:var(--warn-bg);color:var(--warn);border-radius:6px;padding:16px 18px;font-size:13px}
.warnings h3{font-family:var(--sans);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--warn);margin-bottom:8px}
.warnings ul{padding-left:18px}.warnings li+li{margin-top:6px}

/* ===== RESULT CARD ===== */
.result{position:sticky;top:16px;background:linear-gradient(180deg,var(--navy) 0%,var(--navy-ink) 100%);color:#fff;border-radius:6px;box-shadow:var(--shadow-lg);overflow:hidden}
.result::before{content:'';display:block;height:4px;background:linear-gradient(90deg,var(--navy-soft) 0 61%,var(--blue-light) 61% 82%,var(--red) 82% 100%)}
.result-inner{padding:24px 26px 24px}
.r-kicker{font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue-light);font-weight:600}
.r-title{font-family:var(--serif);font-size:20px;color:#fff;margin-top:4px;font-weight:600}
.big{font-family:var(--serif);font-size:54px;line-height:1;font-weight:600;color:#fff;margin:14px 0 8px;letter-spacing:-.02em}
.big.neg{color:#ffb3bc}
.r-sub{font-size:12.5px;color:rgba(255,255,255,.74);line-height:1.55}
.stats{display:grid;grid-template-columns:1fr;margin-top:18px;border-top:1px solid rgba(255,255,255,.16)}
.stat{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.12)}
.stat dt{font-size:12px;color:rgba(255,255,255,.78);letter-spacing:.02em}
.stat dd{text-align:right;white-space:nowrap}
.stat-value{font-size:17px;font-weight:600;color:#fff}
.stat-pct{margin-left:8px;font-size:12px;color:rgba(255,255,255,.62)}
.bars{margin-top:18px;display:flex;flex-direction:column;gap:12px}
.bar-head{display:flex;justify-content:space-between;font-size:11.5px;color:rgba(255,255,255,.8);margin-bottom:5px}
.bar-head b{font-weight:600;color:#fff;font-variant-numeric:tabular-nums}
.bar{display:flex;height:10px;border-radius:5px;overflow:hidden;background:rgba(255,255,255,.1)}
.bar span{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:6px 14px;margin-top:12px;list-style:none;font-size:11px;color:rgba(255,255,255,.72)}
.legend i{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:6px;vertical-align:-1px}
.r-note{margin-top:16px;padding-top:14px;border-top:1px solid rgba(255,255,255,.16);font-size:12px;color:rgba(255,255,255,.74);line-height:1.55}
.r-note strong{color:#fff}
.r-cta{display:flex;gap:8px;margin-top:18px;flex-wrap:wrap}
.r-cta .btn{flex:1}

/* ===== SECTIONS ===== */
.section{margin-top:24px}
.section-card{padding:30px 32px}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:16px;flex-wrap:wrap}
.section-head h2{font-size:26px;line-height:1.2}
.section-head p{font-size:13px;color:var(--muted);max-width:620px;margin-top:4px}
.table-wrap{border:1px solid var(--border);border-radius:6px;overflow-x:auto;background:#fff}
table.cmp{width:100%;border-collapse:collapse;font-size:13.5px;min-width:560px}
table.cmp caption{text-align:left;padding:0;font-size:0;height:0;overflow:hidden}
table.cmp thead th{background:var(--navy-deep);color:#fff;font-size:11px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;padding:12px 16px;text-align:right}
table.cmp thead th:first-child{text-align:left}
table.cmp tbody th{text-align:left;font-weight:500;color:var(--ink-soft);padding:11px 16px;border-top:1px solid var(--border-soft);width:56%}
table.cmp td{text-align:right;padding:11px 16px;border-top:1px solid var(--border-soft);color:var(--ink);font-variant-numeric:tabular-nums;white-space:nowrap;width:22%}
table.cmp tr.zero td{color:var(--muted-soft)}
table.cmp tr.memo th,table.cmp tr.memo td{background:#FAFBFD;color:var(--muted);font-size:12.5px}
table.cmp .memo-note{display:block;font-size:11.5px;color:var(--muted-soft);font-style:italic}
table.cmp tr.total th,table.cmp tr.total td{border-top:2px solid var(--navy);font-weight:700;color:var(--navy-deep);background:var(--tint-blue)}
table.cmp tr.grand th,table.cmp tr.grand td{font-weight:700;color:#fff;background:var(--navy)}
table.cmp tr.share th,table.cmp tr.share td,table.cmp tr.left th,table.cmp tr.left td{font-weight:600;color:var(--navy-deep)}
table.cmp tr.saving th,table.cmp tr.saving td{font-weight:700;color:var(--success);background:#F1F8F4;border-top:1px solid #CFE6D9}
.table-note{font-size:12px;color:var(--muted);margin-top:10px}
.swipe{display:none;font-size:12px;color:var(--muted);margin-bottom:8px}

.rate-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rate-card{padding:22px 22px 20px;border-top:3px solid var(--navy)}
.rate-card.red{border-top-color:var(--red)}
.rate-card.light{border-top-color:var(--blue-light)}
.rc-kicker{font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:600}
.rate-card h3{font-size:19px;margin:4px 0 12px}
.rc-row{display:flex;align-items:baseline;gap:12px;padding:9px 0;border-top:1px solid var(--border-soft)}
.rc-row .v{font-family:var(--serif);font-weight:600;font-size:24px;color:var(--navy);min-width:76px;white-space:nowrap;font-variant-numeric:tabular-nums}
.rc-row .v.red{color:var(--red)}
.rc-row .k{font-size:12.5px;color:var(--ink-soft);line-height:1.45}
.rc-src{font-size:11.5px;color:var(--muted);margin-top:10px;font-style:italic;font-family:var(--serif)}

.cta-card{display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;padding:30px 34px;background:linear-gradient(120deg,var(--navy-deep) 0%,var(--navy) 100%);color:#fff;border-radius:6px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.cta-card::after{content:'';position:absolute;left:0;right:0;bottom:0;height:4px;background:linear-gradient(90deg,var(--navy-soft) 0 61%,var(--blue-light) 61% 82%,var(--red) 82% 100%)}
.cta-card img{width:84px;height:84px}
.cta-card h2{color:#fff;font-size:26px}
.cta-card p{color:rgba(255,255,255,.78);font-size:14px;margin-top:6px;max-width:620px}
.cta-actions{display:flex;flex-direction:column;gap:8px;align-items:stretch}
.cta-url{font-size:11.5px;color:rgba(255,255,255,.62);text-align:center}

details.acc{border-top:1px solid var(--border-soft)}
details.acc:first-of-type{border-top:0}
details.acc summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-family:var(--serif);font-size:19px;font-weight:600;color:var(--navy-deep)}
details.acc summary::-webkit-details-marker{display:none}
details.acc summary::after{content:'+';font-family:var(--sans);font-weight:300;font-size:22px;color:var(--navy);transition:transform .2s}
details.acc[open] summary::after{transform:rotate(45deg)}
.acc-body{padding:0 0 22px;font-size:14px;color:var(--ink-soft);max-width:860px}
.acc-body h4{font-family:var(--sans);font-size:13.5px;font-weight:700;color:var(--navy-deep);margin:16px 0 4px}
.acc-body p+p{margin-top:10px}
.acc-body ul,.acc-body ol{padding-left:20px}.acc-body li+li{margin-top:8px}
.acc-body a{color:var(--navy);text-underline-offset:3px}
table.mini{border-collapse:collapse;margin:12px 0;font-size:13px;min-width:320px}
table.mini th,table.mini td{padding:7px 14px;border-bottom:1px solid var(--border-soft);text-align:left}
table.mini td:last-child,table.mini th:last-child{text-align:right}
table.mini thead th{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}

/* ===== FOOTER ===== */
.site-footer{background:#fff;border-top:1px solid var(--border-soft);padding:40px 28px 34px;color:var(--muted);text-align:center}
.footer-inner{max-width:820px;margin:0 auto;display:flex;flex-direction:column;align-items:center;gap:10px}
.footer-seal{width:72px;height:72px}
.fc-name{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--navy);font-weight:600}
.fc-tag{font-family:var(--serif);font-style:italic;color:var(--ink-soft);font-size:14px}
.fc-contact{font-size:13px;line-height:1.7}
.fc-contact a{color:var(--navy);text-decoration:none;font-weight:500}
.fc-contact a:hover{text-decoration:underline;text-underline-offset:3px}
.fc-legal{font-size:11.5px;line-height:1.65;color:var(--muted);max-width:760px;margin-top:6px}
.footer-band{background:var(--navy-deep);color:rgba(255,255,255,.72);padding:16px 28px;display:flex;justify-content:center;align-items:center;gap:16px;font-size:11.5px;text-align:center;flex-wrap:wrap}
.footer-band .b1{color:#fff;font-weight:600}

/* ===== RESPONSIVE ===== */
@media (max-width:1080px){
  .workspace{grid-template-columns:1fr}
  .result{position:relative;top:0;order:-1}
  .rate-grid{grid-template-columns:1fr 1fr}
  .rate-grid .rate-card:last-child{grid-column:1/-1}
}
@media (max-width:879px){
  .hero{grid-template-columns:1fr}
  .hero-copy{padding:34px 30px 30px}
  .hero-side{padding:30px}
  .disclaimer-strip{padding:14px 30px}
  .opt-grid.three{grid-template-columns:1fr}
  .cta-card{grid-template-columns:1fr;text-align:center;justify-items:center}
  .cta-card p{margin-left:auto;margin-right:auto}
  .cta-actions{width:100%;max-width:360px}
}
@media (max-width:640px){
  /* Stacked lockup: wordmark → subtitle centered beneath → document label */
  .topbar-inner{grid-template-columns:1fr;justify-items:center;gap:10px;padding:14px 16px 12px}
  .tb-left{display:none}
  .wordmark-logo{height:36px}
  .wordmark-tag{font-size:10px;letter-spacing:.02em;white-space:normal;text-wrap:balance;line-height:1.35}
  .doc-id{justify-self:stretch;text-align:center;align-items:center;gap:2px;padding-top:8px;border-top:1px solid rgba(255,255,255,.14)}
  .doc-id strong{font-size:10.5px;letter-spacing:.14em}
  .doc-id span{font-size:11.5px}
  .stage{padding:16px 14px 44px}
  .util-row{justify-content:center}
  .crumb{display:none}
  .util-actions{width:100%;display:grid;grid-template-columns:repeat(3,1fr)}
  .util-actions .btn{padding:8px 6px}
  .hero-copy{padding:28px 20px 24px}
  .hero-title{font-size:32px}
  .hero-lede{font-size:14.5px}
  .hero-meta b{font-size:20px}
  .hero-meta span{font-size:9.5px;letter-spacing:.08em}
  .hero-side{padding:26px 20px}
  .hs-title{font-size:24px}
  .hs-rates .rate{font-size:26px;min-width:54px}
  .disclaimer-strip{padding:12px 20px;font-size:12px}
  .step{padding:22px 18px 22px}
  .step-title{font-size:20px}
  .field-grid,.opt-grid.two{grid-template-columns:1fr}
  .range-row{grid-template-columns:1fr 110px}
  .result-inner{padding:22px 20px}
  .big{font-size:46px}
  .section-card{padding:24px 18px}
  .section-head h2{font-size:22px}
  .swipe{display:block}
  .rate-grid{grid-template-columns:1fr}
  .cta-card{padding:28px 20px 30px}
  .cta-card h2{font-size:22px}
  .site-footer{padding:32px 16px 26px}
  .footer-band{padding:16px;flex-direction:column;gap:4px}
}

/* ===== PRINT ===== */
@media print{
  @page{margin:14mm}
  body{background:#fff;font-size:11px}
  .no-print,.util-row,.r-cta,.skip,.swipe,.cta-actions .btn-ghost-light{display:none!important}
  .topbar,.result,.hero-side,.cta-card,.footer-band,table.cmp thead th,table.cmp tr.grand th,table.cmp tr.grand td{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .stage{padding:0;max-width:none}
  .panel,.card{box-shadow:none}
  .workspace{grid-template-columns:1fr 1fr;gap:14px}
  .result{position:static;box-shadow:none;break-inside:avoid}
  .step{padding:14px 16px;break-inside:avoid}
  .hint{display:none}
  .section{break-inside:avoid-page}
  details.acc summary::after{display:none}
  a[href^="http"]::after{content:" (" attr(href) ")";font-size:9px;color:var(--muted);word-break:break-all}
  .wordmark::after,.btn::after,.fc-contact a::after{content:none!important}
}